Retirement income planning, the second stage of the FDP Wealth Life Cyle™, matches your income needs with your investment nest egg, while keeping an eye on and managing risk as well. It’s more important now than ever to make sure that your retirement goals are consistent with your income requirements and the value of your estate.
The emphasis here is on maximizing after-tax income through the consolidation of your assets and the determination of draw-down strategies that ensure tax-efficient distributions. We’ll build upon the asset allocation strategy that helped you through the accumulation phase, and adapt it as necessary so that it remains appropriate throughout your retirement years.
As in every stage of the process, we will include your other trusted advisors to minimize the chances of miscommunication. We’ll always work with your best interests in mind in order to give you the confidence that your retirement goals are attainable. That’s what a trusted advisor does.
The retirement solutions we offer include:
- Income needs analysis
- Retirement account consolidation
- Systematic distribution strategies
- After-tax income maximization
- Guaranteed income1
Learn more about: Asset Management | Legacy Planning